FAQ
Frequently Asked Questions
Quick answers to the most common questions about accounts, deposits, digital banking, and support.
General
You need Aadhaar card, PAN card, two passport-size photographs, and proof of address. Visit any of our branches to open your account in minutes.
Our fixed deposit interest rates range from 5.50% to 7.25% p.a. depending on the tenure. Senior citizens enjoy an additional 0.50% benefit.
Savings Account
Minimum balance requirements depend on the type of Savings Account. Please refer to the account details or visit your nearest branch.
Yes. Interest is calculated according to the bank's prevailing rates and credited periodically.
Current Account
Current Accounts are ideal for businesses, traders, professionals, and organizations with frequent banking transactions.
Generally, Current Accounts do not earn interest, but they offer higher transaction flexibility.
Yes, subject to the bank's terms and applicable regulations.
Fixed Deposit (FD)
A Fixed Deposit allows you to invest money for a fixed tenure and earn a guaranteed rate of interest.
Yes. Premature withdrawal is permitted subject to applicable terms and penalty charges.