Instant funds against your gold assets
Unlock the value of your gold ornaments with maximum LTV, safe custody, and quick cash disbursals.
Why Choose Parshwanath?
Express Sanction
Get your loan sanctioned in as little as 48 hours. Our streamlined digital verification process ensures you don't miss out on your dream property.
- In-principle approval online
- Minimal physical visits
No Hidden Fees
Complete transparency in processing charges and documentation costs. No pre-payment penalties for floating rates.
Expert Advice
Dedicated relationship managers to guide you through legal and technical property verification.
Top-Up Loans
Additional funding at attractive rates for home renovation or unexpected expenses.
Calculated Choices.
Planning is the first step to owning. Use our smart calculator to estimate your monthly installments and plan your budget effectively.
Start CalculatingKey Features & Options
Gold loans are designed for customers who need fast liquidity. Your pledged ornaments are handled securely while you receive funds with a straightforward process.
- Quick sanction and disbursal
- Safe custody of pledged gold
- Flexible repayment options
- Simple documentation
Hassle-Free Process
Enjoy a fast, secure, and transparent application process with minimal documentation and dedicated support from our branch relationship experts.
Competitive Interest Rates
We offer attractive, industry-leading interest rates designed to support your financial growth.
| Service Type | Interest Rate (p.a.) | Processing Fees |
|---|---|---|
| Gold Loan | 10.50% | Flat rate / Minimal charges |
| Special Category Gold Loan | 10.50% | Exempted / Discounted |
Documents & Eligibility
Ensure a smooth application by having the following standard documentation ready:
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01
Individuals who own eligible gold ornaments.
Individuals who own eligible gold ornaments.
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02
Standard KYC documents and photographs.
Standard KYC documents and photographs.
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03
Aadhaar card
Aadhaar card
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04
PAN card
PAN card
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05
Address proof
Address proof
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06
Recent photographs
Recent photographs
EMI Calculator | ईएमआय कॅल्क्युलेटर
Plan your loan repayment easily by adjusting the sliders below.
Ready to Start Your Application?
Our branch relationship managers are ready to guide you through a smooth, secure, and hassle-free experience.