Loan Against Government Securities
Secure borrowing against your government bonds, NSC, KVP, or insurance policies with low interest rates.
Why Choose Parshwanath?
Express Sanction
Get your loan sanctioned in as little as 48 hours. Our streamlined digital verification process ensures you don't miss out on your dream property.
- In-principle approval online
- Minimal physical visits
No Hidden Fees
Complete transparency in processing charges and documentation costs. No pre-payment penalties for floating rates.
Expert Advice
Dedicated relationship managers to guide you through legal and technical property verification.
Top-Up Loans
Additional funding at attractive rates for home renovation or unexpected expenses.
Calculated Choices.
Planning is the first step to owning. Use our smart calculator to estimate your monthly installments and plan your budget effectively.
Start CalculatingKey Features & Options
This loan helps customers unlock value from eligible government securities while keeping the borrowing process straightforward and secure.
- Finance backed by government securities
- Liquidity without selling holdings
- Security-backed lending
- Simple branch verification
Hassle-Free Process
Enjoy a fast, secure, and transparent application process with minimal documentation and dedicated support from our branch relationship experts.
Competitive Interest Rates
We offer attractive, industry-leading interest rates designed to support your financial growth.
| Service Type | Interest Rate (p.a.) | Processing Fees |
|---|---|---|
| Loan Against Government Securities | 10.50% | Flat rate / Minimal charges |
| Special Category Loan Against Government Securities | 10.50% | Exempted / Discounted |
Documents & Eligibility
Ensure a smooth application by having the following standard documentation ready:
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01
Customers holding eligible government securities.
Customers holding eligible government securities.
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02
KYC and security-related documents as required.
KYC and security-related documents as required.
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03
Aadhaar card
Aadhaar card
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04
PAN card
PAN card
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05
Security certificates
Security certificates or holding details
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06
Address proof
Address proof
EMI Calculator | ईएमआय कॅल्क्युलेटर
Plan your loan repayment easily by adjusting the sliders below.
Ready to Start Your Application?
Our branch relationship managers are ready to guide you through a smooth, secure, and hassle-free experience.