SAVINGS & DEPOSITS

Special savings benefits for your golden years

Dedicated support, higher interest rates, and secure savings benefits designed exclusively for senior citizens.


BEST FOR Retirement savings
SUPPORT Branch assisted
ACCESS Simple banking

Why Choose Parshwanath?

Safe & Secure Deposits

Your hard-earned savings are fully insured up to ₹5 Lakhs by DICGC. Experience peace of mind with our secure deposit options.

  • DICGC Insured up to ₹5 Lakhs
  • Absolute transparency & trust

Attractive Rates

Earn competitive interest rates on your deposits, helping your money grow steadily over time.

Special Benefits

Senior citizens, widows, and ex-army personnel enjoy an extra 0.50% interest rate benefit on deposits.

Flexible tenures

Choose from a wide range of tenures starting from 7 days up to multiple years to suit your financial goals.

Calculated Choices.

Estimate your returns before investing. Use our deposit interest calculator to plan your growth effectively.

Start Calculating

Key Features & Options

Senior citizen schemes are designed to support older members with a secure place for savings, simple account handling, and branch support that keeps banking comfortable and easy.

  • Special senior-focused deposit benefits
  • Comfortable branch-assisted service
  • Priority support at the branch
  • Easy account handling

Hassle-Free Process

Enjoy a fast, secure, and transparent application process with minimal documentation and dedicated support from our branch relationship experts.

APPLICATION

Documents & Eligibility

Ensure a smooth application by having the following standard documentation ready:

  • 01
    Senior citizens who meet the bank’s account opening norms.

    Senior citizens who meet the bank’s account opening norms.

  • 02
    Basic KYC documents and photographs.

    Basic KYC documents and photographs.

  • 03
    Aadhaar card

    Aadhaar card

  • 04
    PAN card

    PAN card

  • 05
    Address proof

    Address proof

  • 06
    Recent photographs

    Recent photographs

Savings Calculator | बचत कॅल्क्युलेटर

Estimate your deposit maturity payout in real-time below.

₹1,00,000
₹5K ₹25L
3 Years
8.50% p.a.

Principal Investment ₹1,00,000
Estimated Interest Earned ₹22,987
Estimated Maturity Value ₹1,22,987

Ready to Start Your Application?

Our branch relationship managers are ready to guide you through a smooth, secure, and hassle-free experience.